Insurance Department


Our philosophy on insurance is to focus first on the need rather than the product. 


By identifying the problem first and insurance as a possible solution to the problem, the individual is not burdened with columns of numbers and insurance jargon that may affect his decision. 


Once a decision to acquire insurance is made, however, then we will review the various products that are available to best fit the need.  


In implementing an insurance purchase plan, enTrust is associated with many of the top insurance companies, thereby assuring quality in its product and competitive pricing in its cost. 


The companies we choose are well known for their integrity in business dealings and financial strength. 


Rather than the insured calling numerous agencies and companies, we are entrusted with the obligations of meeting your needs.


Most importantly, we are dedicated to providing the finest service possible.  Not only are we responsive to inquiries and handling claims, but we regularly review with our clients their existing coverage.  We also monitor their needs, contracts and cost and recommend changes where appropriate.







- Group Plans
- Term
- Whole Life
- Adjustable

- Universal
- Joint and Last Survivor
- Variable




- Variable
- Single Premium

- Immediate


Health and Dental


- Company Group Plans
- Self-Insured Programs for Companies
- Preferred Provider Organizations (PPO)
- Health Maintenance Organizations (HMO)


Disability Income 


- Group
- Individuals
- Association

- Buy/Sell
- Overhead


 Long-Term Nursing / Home Health Care


- Group
- Individuals


Albert S. Kirchner, CLU has over 40 years experience in Insurance Planning and can be reached at (216) 292-6450 or via email at

Charles J. Schenkelberg, MBA, AIF® can be reached at (216) 292-6450 or via email at

Lichelle Peale, MBA, AIF®can be reached at (216) 292-6450 or via email at

Richard A. Schenkelberg, CPA can be reached at (216) 292-6450 or via email at